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Motor Vehicles Insurance
Civil liability insurance
Employee accident insurance
Employer's civil liability insurance
Enterprise property insurance
Cargo insurance
Insurance for citizens traveling outside of Turkmenistan
Voluntary insurance of drilling operations
Professional liability insurance
House contents insurance
Carrier’s Liability Insurance
Residential Home Insurance
Mortgage Insurance
Accident Insurance
Construction and Installation Works Insurance
Smartphone Display and Touch Screen Insurance
Water Transport Insurance
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Insurance of Enterprise’s Property
Insurance of Motor Vehicles
Accident Insurance
Mortgage
Residential Premises Insurance
Civil Liability
Household Property
Insurance of Construction and Installation Works and Civil Liability to Third Parties
Voluntary Insurance of Water Transport Vehicles
Drilling Works
Voluntary Insurance of Employer’s Civil Liability
Voluntary Insurance of the Carrier’s (Forwarder’s) Civil Liability
Insurance of Civil Liability of Carriers Engaged in International Transportation of Goods
Insurance of the Smartphone Display and Touchscreen
Voluntary Insurance of Professional Liability
Fire. lightning stroke. gas explosion (risk code 01)
Burglary and robbery (risk code 02) Malicious acts of third parties
Damage to insured property by water from water supply. sewerage. heating and fire extinguishing systems (risk code 03)
Natural disasters (risk code 04)
Explosion of steam boilers. gas storage facilities. gas pipelines. machines. devices and other similar installations (risk code 05)
Breakage of window glass. mirrors. shop windows. glass products and parts (risk code 06) Falling of manned piloted aircrafts or their wreckage on the insured property
Losses from failure in production and trade
Casco against all risks:
Crash
Natural disasters
Theft
Accidents
Fire. spontaneous combustion
Additional equipment insurance
Luggage insurance
Insurance of the driver and passenger against an accident
Insurance of the driver and passenger against an accident
Insurance of temporary or permanent loss of ability to work
Civil liability insurance:
causing physical damage
causing property damage
Roadside Assistance:
“Evacuation”
“Accident Commissioner”
“Technical Assistance”
Aviation
- all flight personnel of civil aviation (pilots. navigators. flight engineers. flight radio operators. flight mechanics. flight attendants. etc.);
- airfield service personnel;
- employees of airline ticket offices. baggage compartments. etc.
Artists
- of drama and musical theaters. variety shows. dance ensembles. etc.
- tamers (trainers) of predatory animals. as well as other persons working with predatory animals;
- tamers (trainers) of other animals. as well as persons working with these animals;
- of circus. performing tricks on ropes. trapezes. including acrobats. gymnasts. etc.
Bank
- employees of bank institutions (except persons engaged in collection and transportation of valuables). employees of financial and credit institutions;
- collectors. drivers of collector vehicles. etc.
Drillers
- of oil and gas wells
- other drillers (except underground workers and persons associated with blasting operations)
Paper and pulp production
Consumer services to the population
- employees of ateliers. hairdressing saloons. photo studios;
- workers at repair shops for household appliances. radios. tape recorders. metal products. shoe repair shops. dry cleaners. laundries. etc.;
- receivers at repair shops for household appliances. radios. tape recorders. metal products. shoe repair shops. dry cleaning. laundries and other workshops or studios
Bulldozer operators
Libraries - all library employees
Wagon repair enterprises:
- work on presses (cold and hot metal pressing);
- other works.
Explosives: production. storage. testing
Blasters. as well as all persons involved in the preparation and conduct of blasting operations. including drivers of vehicles transporting explosives. storekeepers.
Divers working on seas. rivers and lakes. as well as all persons servicing diving operations
Military personnel - all
Veterinary clinics - all medical. paramedic and service personnel
Educators and teachers at school and preschool children’s institutions
Gas storage - all service personnel
Gas and electric welders
Wardrobe keepers
Mining industry:
- all persons performing work in underground conditions;
- surface mining operations (open-pit).
Hotels - all service personnel
Granite workers (granite processors)
Grader (road scraper)- grader driver
Loaders
Forge and gas rescue service - all personnel of paramilitary forge and gas rescue units. as well as paramilitary units for the prevention of occurrence and elimination of open gas and oil fountains
Janitors (street cleaners)
Tasters (specialists in taste testing of the quality of products during production)
Disinfectors (specialists in disinfection - disinfection of infectious microbes using special means)
Housewives and housekeepers
Crushing production
Woodworking industry:
- mechanical processing of wood - wood turners;
- machine operators working on woodworking mechanical machines;
- furniture and other wood products manufacturing without mechanical processing
Journalists
Healthcare - all medical. paramedical and service personnel (nurses. midwives. hospital aides. caregivers. cleaners)
Publishing houses - all employees
Engineers not directly involved in the production process
Toolmakers
Crash testers - aircraft. automobiles. motorcycles. etc.
Stud farms:
- all personnel;
- riders
Quarries - persons engaged in open-pit mining
Cashiers. kiosk keepers
Storekeepers
Compressor - compressors operation
Correspondents (newspapers. magazines)
Stokers (except railway transport). gas operators
Crane operators - working on tower. hoisting. floating and other cranes
Blacksmiths - hand forging
Handicraftsmen (handicraft industry)
Laboratories - all persons:
- working with explosive. toxic. poisonous substances and gases;
- working with other substances;
- working at bacteriological laboratories
Foresters. rangers
Light industry - all types of light industry (weaving. spinning. cotton ginning. textile. sewing. shoe. tanning. glue preparing. dyeing and other production processes)
Mechanical engineering and metalworking: all other works (turners. grinders. milling machine operators. fitters. gas and electric welders. etc.)
Adjusters
Oil industry:
- oil fields (oil production);
- oil distillation and oil refining.
Catering (canteens. restaurants. etc.):
- cooks;
- other professions
Professional hunting:
- at sea;
- on land. rivers and lakes
Security
Police:
- criminal investigation officers. State Road Traffic Control Service of the Ministry of Defense of Turkmenistan. drivers of vehicles;
- other operations staff and police officers
Food industry. including meat. fish. butter and cheese. dairy. flour and cereals. bakery. confectionery. pasta. fruit and vegetable. alcohol. wine. etc.
Printing enterprises - printing houses. etc.
Fire brigades - all staff
Professional fishing:
- at sea;
- on rivers and lakes
Construction materials: production of cement. lime. brick. slate. etc.
Construction works:
- earthworks. asphalt-bitumen. stone. concrete. reinforced concrete. carpentry. plastering. stucco. painting. glass. etc.;
- caisson (roofing) works;
- assembling metal building frames. installing concrete and reinforced concrete structures (regardless of the profession description);
- operating construction machinery
Glass industry:
- window and plate glass producers. glassmakers. pullers. operators. hot glass rod pullers. calibrators. blowers. grinders. burners. lappers. charge stock assemblers. glass machine adjusters. etc.;
- operators (machinists) of glass-forming machines. glass production inspectors. pressers (applying labels to products).
Agriculture:
- machine operators;
- tenants. workers and employees of farmers’ associations (agronomists. animal technicians. veterinarians). etc.;
- administration workers - chairpersons (archins). engineers. accountants. animal technicians. economists. etc.
Sports:
- athletes and coaches in all sports;
- instructors
Employees and engineering and technical workers not directly involved in the production process
Mechanics
Rescue stations - mountain. water
Communications:
- postal. telegraph. telephone workers;
- on-line communication workers
Sanitary and epidemiological stations – all workers
Trade: all workers in the retail network and public catering
Transport:
- drivers (all types of transport)
- bus and trolleybus conductors and controllers;
B. Air: all persons participating in flights;
C. Water:
- sea shipping – all the crew of ships;
- river and lake shipping – all the crew of ships;
D. Railway:
- wagon couplers. shoe placers. locomotive drivers and their assistants. stokers. train compilers. wagon inspectors;
- train inspectors. conductors. switchers. porters. employees of mail cars and dining cars. track walkers. railways repairing and cleaning workers. etc.
- animal-drawn transport
Tractor operators (regardless of the place of work). tractor operators’ foremen
Turners
Bodyguards
Educational institutions - students of universities. institutes. lyceums. colleges. as well as the teaching staff of these educational institutions
Photojournalists
Milling machine operators
Chemical industry:
- toxic and explosive substances - production. testing and storage;
- other substances
Shepherds
Power plants - all service personnel
Electricity grid – maintenance (electricians. etc.)
Expeditions – research. survey. geological. etc.
Excavator operators
Fire or any damage caused by fire;
Natural disasters: (earthquake. volcanic eruption or underground fire effect. landslide. rock fall. lightning stroke. mudflow. storm. whirlwind. hurricane. flood. high water. flooding due to rising groundwater. etc.)
Damage to the insured object by water from water supply. sewerage. heating and fire extinguishing systems;
Falling on the insured object of piloted aircrafts or wreckage thereof;
Malicious actions of third parties;
a) fire. explosion. lightning stroke
b) natural disasters: (floods. earthquakes. storms. hurricanes. downpour. hail. landslides. mudflows. outbursts of groundwater). long lasting rains and heavy snowfalls unusual for a certain area
c) flooding. crashes of heating. water supply and sewerage networks. including due to low temperatures. failures of fire extinguishing systems
d) falling of aircrafts (airplanes. helicopters. satellites. etc.) and parts thereof; collisions of vehicles
d) malicious actions of third parties
e) burglary and robbery
Insurance of civil liability to third parties against all risks. including:
- harm caused to the life and health of third parties;
- damage caused to the property of third parties;
- harm caused to life and health. and damage to property of third parties
natural disasters: (floods. storms. hurricanes. tornadoes. tempests. downpours. hail. earth falls. avalanches. landslides. groundwater outbursts. high waters. mudflows. long lasting rains and heavy snowfalls unusual for a certain area. lightning strokes.
accidents: fire. explosion. collisions of vehicles. falling trees and aircraft. crashes of heating. water supply. sewerage systems. water penetration from neighboring premises. sudden destruction of the main structures of buildings
deliberate. illegal actions of third parties;
property theft. destruction or damage to it due to the theft or attempted theft of property.
radio and television equipment. video equipment. tape recorders. photographic and film equipment. musical centers. electronic equipment. air conditioners. electrical and household appliances - in case of fire.
Destruction. loss or damage to construction and installation works specified in the insurance contract and/or insured property.
Insurance of civil liability to third parties for harm and damage caused to life. health and property of third parties
Post-commissioning warranty obligations
With the liability for loss and damage
With the liability for damage
With the liability only for the total loss of the vessel. including salvage costs
With the liability only for the total loss of the vessel
Without the liability for damage. except in cases of wreck
Without the liability for a private accident
Ship owner’s liability
Civil liability for:
a) personal damage
b) property damage
Equipment from all risks
Loss of control over the well
Environmental liability
Employer’s civil liability insurance
Insurance scheme – “WITH THE LIABILITY FOR CARGO”
Sea
Air
Railway
Motor
Insurance scheme – “WITH THE LIABILITY FOR FINANCIAL LOSSES”
Sea
Air
Railway
Motor
Insurance scheme – “WITH THE LIABILITY TO THIRD PARTIES (EXCEPT PASSENGERS)”
1) “Liability for damage caused to life and health”
2) “Liability for damage to vehicles”
3) “Liability for other property damage”
Insurance scheme – “WITH THE LIABILITY TO PASSENGERS”
“Liability for damage caused to life and health. as well as loss of or damage to baggage. hand luggage of passengers”
Ordinary cargo
Excisable cargo
- accidental physical damage - physical failure. breakage. cracking. breaking into pieces or destruction of the display and touchscreen of a smartphone. resulting from an unexpected and unintentional falling or dropping of the smartphone from the hands of
The risk of civil liability under liabilities arising from damage to the property interests of Third Parties in the course of professional activities. and the risk of expenses agreed with the Insurer for the provision of legal assistance.
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Our services
Motor Vehicles Insurance
Civil liability insurance
Employee accident insurance
Employer's civil liability insurance
Enterprise property insurance
Cargo insurance
Insurance for citizens traveling outside of Turkmenistan
Voluntary insurance of drilling operations
Professional liability insurance
House contents insurance
Carrier’s Liability Insurance
Residential Home Insurance
Mortgage Insurance
Accident Insurance
Construction and Installation Works Insurance
Smartphone Display and Touch Screen Insurance
Water Transport Insurance
About Us
Gallery
Calculator
Checking the policy
Online payment
