With us, you are under reliable protection!

Our services

INSURANCE of Motor Vehicles

What do we insure?

Cars and trucks, trailers and semi-trailers, buses, minibuses, motorcycles, agricultural and construction machinery, self-propelled vehicles, etc.
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From what risks?

CASCO FROM ALL RISKS

Road Traffic Accident (RTA)

destruction of or damage to a vehicle as a result of a road traffic accident that occurred during a collision with another vehicle, a collision (impact) against moving or stationary objects (pedestrians, bicyclers, buildings, facilities, plants, birds, animals, etc.)
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Natural Disasters

lightning strokes, storms, hurricanes, strong winds, severe frosts, hail, as well as earthquakes, floods and water overflows.

Accident

destruction of or damage to motor vehicles as a result of damage by a fallen object (including snow, ice, falling trees, etc.), explosions, falling through the ice, hitting stones or other objects, etc.
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Automobile Theft

destruction or damage to a vehicle, theft of its parts as a result of illegal seizure of a motor vehicle

Fire

uncontrolled combustion or explosion caused by external impacts, as well as fire due to spontaneous combustion, heat accumulation or short circuit in the electrical system
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LIABILITY

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Civil Liability Insurance Covers

Civil liability of the owner (carrier) of a motor vehicle for causing harm to life, health and property of third parties when using a motor vehicle.

ACCIDENT INVOLVING PASSENGERS

Accident

destruction of or damage to motor vehicles as a result of damage by a fallen object (including snow, ice, falling trees, etc.), explosions, falling through the ice, hitting stones or other objects, etc.
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HOW is the Payment Made?

Immediately report the incident to the State Traffic Control Service of the Ministry of Internal Affairs of Turkmenistan (STCS) to confirm the incident and wait for their arrival, as well as take a photo of the damaged vehicle and write down the names and addresses of eyewitnesses.

Immediately notify the Insurance Company “Resmi Kepil” about the insurance event and then write an application.

Following the documentation, vehicle repairs calculation is made.

After preliminary agreement of the total damage with the Company, you have the right to make repairs and purchase the necessary spare parts and materials for repairs.

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WHEN is it not necessary to report the incident to the STCS?

In cases of damage to the paintwork, body glass, external lighting devices, mirrors, antennas, body and decorative elements of the body (moldings, emblems), etc., if the total amount of damage does not exceed 15,000 manats.

We can split the payment for the motor insurance policy into periods!
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Split the payment into 2 parts
Split the payment into 3 parts
Split the payment into 4 parts
For example:

Splitting the payment into 4 parts: If the market value of your vehicle is 200,000 manats and you want to protect it from a road traffic accident (200 000 * 1.5% = 3 000), then the annual insurance premium will be 3 000 manat.

We split this payment into 4 parts. 3000 / 4 = 750 manat
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Thus, for a payment of 750 manats your car will be insured by Resmi Kepil ES for 3 months!
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