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INSURANCE of construction and installation works
Insurance of construction and installation works (CIW) is a type of insurance that is designed to protect the interests and ensure the safety of all parties involved in the construction or repair of objects.
It covers the risks associated with possible damage or loss occurring during construction and provides reimbursement for the costs of restoration or repair.
Main reasons why construction and installation insurance is important
Customer confidence:
The customer of construction and installation work can be sure that in the event of problems or losses, all costs will be covered by the insurance company
Protection against material losses:
Unforeseen problems may arise, such as damage to materials or equipment, fire, theft or third-party activity
Protection against accidents:
Construction work can be dangerous and accidents often occur on the construction site
Legal requirements:
Requirements in accordance with legislative acts
What do we insure?
Property
construction of buildings, structures and other objects under construction, building materials and structures, as well as other property provided for in the design and estimate documentation and being the subject and means of carrying out construction works
Property
Installation works
including objects under construction, installed equipment, as well as other property provided for in the design and estimate documentation and being the subject and means of installation works
Civil liability
a) for harm caused to the life and health of third parties;
b) for damage caused to the property of third parties.
Civil liability
Completed buildings
unforeseen expenses on fulfilment of post-launch warranty obligations in respect of constructed (installed) buildings, structures and equipment
Construction site equipment
temporary buildings and structures, warehouse buildings, fencing, scaffolding, formwork, utility networks, etc.
Construction site equipment
Construction machinery
and mechanisms: bulldozers, excavators, graders, scrapers, road rollers, marking machines, asphalt pavers, road milling machines, cranes and lifts, loaders, concrete mixers, concrete pumps, compressors, etc.
Ecology
expenses for clearing the territory of debris and rubble, the need for which is caused by an event, the damage from which is subject to compensation in accordance with the insurance contract.
Ecology
Expenses
for clearing the territory of debris and rubble, the need for which is caused by an event, the damage from which is subject to compensation in accordance with the insurance contract.
From what risks?
Risk
of damage or loss of materials or equipment on a construction site
Risk
of damage or loss of materials or equipment on a construction site
Risk
of damage to construction equipment or machinery during their operation
Risk
of damage or loss of completed structures or devices
Risk
of damage or loss of completed structures or devices
Risk
of harm to life, health or property of third parties
Risk
of loss or damage to a building or structure after completion of work
Risk
of loss or damage to a building or structure after completion of work