Property insurance, including home insurance, is important and necessary to protect the property and finances of owners.
Property insurance, including home insurance, is important and necessary to protect the property and finances of owners.
Here are some reasons why home insurance is important:
Protection from risks and losses
Home insurance provides protection against various risks, such as fire, theft, floods, hurricanes, and other natural disasters. In the event that such events occur, the insurance company will cover the large financial costs of restoring or replacing the property.
Financial security
In the event of damage or destruction of the home, the insurance company will compensate the owner for the damage. This will help reduce financial losses and provide financial security to the home owner.
Landlord-lessor protection
If you rent out your property, home insurance can protect you from loss of income in the event of damage caused by an accident.
What do we insure?
Residential houses or flats in multi-apartment buildings, including all structural elements, as well as finishing and equipment items:
● Walls and partitions (wallpaper and other coatings);
● Floors, ceilings, doors with coverings;
● Window and door cases and frames, glass and stained glass;
● Door handles, door locks;
● Electric bells, electrical wiring and meters, plumbing equipment;
● Heating units, etc.
What do we insure?
Residential houses or flats in multi-apartment buildings, including all structural elements, as well as finishing and equipment items:
● Walls and partitions (wallpaper and other coatings);
● Floors, ceilings, doors with coverings;
● Window and door cases and frames, glass and stained glass;
● Door handles, door locks;
● Electric bells, electrical wiring and meters, plumbing equipment;
● Heating units, etc.
From what risks?
Fire,
explosion, lightning strokes
Fire,
explosion, lightning strokes
Natural disasters
(floods, earthquakes, storms, hurricanes, downpours, hail, landslides, mudflows, outburst of groundwater, long-lasting rains and heavy snowfalls unusual for a certain area)
Flooding
crashes of heating, water supply and sewerage networks, including due to low temperatures, failures in fire extinguishing systems
Flooding
crashes of heating, water supply and sewerage networks, including due to low temperatures, failures in fire extinguishing systems
Falling of
aircrafts (airplanes, helicopters, satellites, etc.) and parts thereof